To be the leading Insurance Intermediary Solutions Provider in East & Central Africa by 2020
To provide efficient, value added, uncompromised all round insurance service to the satisfaction of all our clientele and to make positive contribution to society and environment in the process.
To provide insurance solutions and risk management advisory services that build efficiency and superior capacity in manpower and material resources utilization and facilitate delivery of quality products so as to achieve a maximum return on our clients' investment in each insurance service they purchase whether in life or general insurance.
Integrity, Professionalism, Efficiency, Customer focus, Accountability, Innovativeness, Service delivery
Motor InsuranceCover is defined under the following three categories.
Comprehensive: loss of or damage to the motor vehicle and its accessories and spare parts including any liability that the insured may be
Third party only: Liability that the insured may be legally liable to pay through the use for the motor vehicle.
Third Party Fire & Theft: loss of or damage by fire to the motor vehicle and its accessories and spare parts including any liability that the insured may be legally liable to pay.
Consequential loss This policy is also called a Loss of Profit policy or business interruption policy. It offers compensation for profits lost as a result of damage to insured property following a fire. The compensation is for the Gross profits lost and for wages paid out during the period when the business is interrupted.
Money/cash in transitThe Money policy covers any of the following circumstances:
Loss of money at your premises during business hours, or in specified safes or strong rooms.
Loss of money in transit.
Loss of money in the custody of an authorized employee.
Loss of, or damage to safes or strong rooms insured in the process of a theft or an attempt threat.
Public/Product liabilityindemnity for Legal Liability to third Parties in respect of accidental bodily injury / death to third parties and / or loss / damage to third party property arising whilst the insured and / or its subsidiaries are acting in the normal course of its legitimate business.
Professional indemnityThis policy protects professionals from legal liability that may arise due to acts of negligence, error or omission in the rendering of or failure to render professional services for others in the insured's capacity as a professional.
Cover is available for, among others:
Medical (general practitioners, nurses, dentists, physiotherapists)
Travel InsuranceThis is an insurance cover meant to protect you against unforeseen circumstances that occur after booking and paying for your trip, such as cancellation of vacation plans or emergencies at the destination.
Political violence & TerrorismThis policy covers damage and injuries occasioned by acts of terrorism, sabotage, mutiny, rebellion, insurrection and coup d'états (excluding war and civil war), strike, riot and civil commotion which are excluded from standard insurance policies.
Domestic Package Indemnify against loss of or damage on private dwelling house and its contents, owners legal liability and domestic servants. The policy defines a building as a private dwelling house or private flat including domestic outbuilding, Landlords fixtures and fittings, walls, gate and fences all on the same premises.
Machinery BreakdownThis policy protects the machinery (such as factory production machinery, workshop machinery, generators, industrial lathes, drills, compressors e t c) of the insured against any unforeseen and sudden physical loss of or damage.
The cover gives compensation in the form of cost of repairing or replacing indemnifiable breakdown or losses to machinery.
Work Injury Benefit ActProvides cover against liability at law for damages in respect to accidental death / bodily injury or disease suffered by an employee in the cause of employment. The cover also includes medical and funeral expenses.
Employers LiabilityThis policy provides cover to employers for legal liability upon death of or bodily injury to or illness of an employee. These death or Injuries may arise during and in the course of employment and result in a claim or claims first being made against the insured during the period of insurance for perceived negligence on the employer's part.
Cover is usually arranged on the basis of the employee's earnings.
All RiskThis policy provides cover for loss of or damage to the property insured caused by Fire, Theft or any Accidental means not excluded under the Policy.
It is best suited for portable items like laptops, personal computers, videos, baggage, cameras and other fragile electronic and / or personal items.
The policy specifies the geographical area acceptable within cover due to the mobile nature of these items.